Fees & Financing

1800mySurgeon believes that everyone should have affordable options to help for surgery expenses. To help patients enhance their appearance and confidence, we provide affordable financing options. With financing, you no longer have to feel left behind just because you don't have the necessary funds at hand.

Fees & Financing

Though cost might be a significant factor, it shouldn't get in the way of your decision to have surgery. Apply for financing today!

When you call 1800mysurgeon.com, our qualified staff can provide information about fees and financing for your specific needs. We can also help you find board-certified surgeons in your area that specialize in the procedure you desire when you call us at 1-800-MY-SURGEON (697-8743).

To find out if you can get approved for a medical loan you can apply her now

Insurance Coverage

Generally, procedures that are not medically necessary are considered elective surgery by most insurance companies. Elective surgery is not usually covered by an insurance policy. Reconstructive procedures can be covered by an insurance policy depending on the Terms of Use of the policy. In certain specific situations, a plastic surgery may be both reconstructive and cosmetic which will require your insurance company to make a determination about coverage.

Surgeons generally require payment of fees and services before your scheduled procedure. You are responsible for all costs for your surgery. If you have insurance that will cover some or all of your expenses, you will need to negotiate payment terms directly with your insurance company. In some cases you will need to pay for your surgery and then be reimbursed directly by your insurance. You are financially responsible to your surgeon for any amount not covered by your insurance plan.

If you believe your procedure is reconstructive or medically necessary and should be covered by your insurance, it is important to receive authorization for surgery from your insurance company before scheduling your procedure. Insurance companies typically require special consideration for such cases, and the patient must establish that the surgery will relieve a physical impairment rather than a cosmetic improvement.