Fees & Financing
For many years, elective surgery was considered a luxury that only the rich and famous could afford. With advances in surgical technology bringing down the costs of surgery and the ability to finance the cost of a procedure, surgical procedures are now attainable for everyone looking to enhance their appearance and their confidence.
Fees & Financing
Each surgeon sets their own price for the cost of their services. Though cost might be a significant factor in choosing a surgeon, it should never be more important than your health or safety.
When you call 1800mysurgeon.com, our qualified staff will help you find board-certified surgeons in your area that specialize in the procedure you desire. 1800mysurgeon.com can also give you detailed information about fees and financing for your specific needs when you call us at 1-800-MY-SURGEON (697-8743).
For more information about your financing options or to apply for a medical loan now, you can go to www.mymedicalloan.com for complete financing information.
Insurance Coverage
Generally, procedures that are not medically necessary are considered elective surgery by most insurance companies. Elective surgery is not usually covered by an insurance policy. Reconstructive procedures can be covered by an insurance policy depending on the terms and conditions of the policy. In certain specific situations, a plastic surgery may be both reconstructive and cosmetic which will require your insurance company to make a determination about coverage.
Surgeons generally require payment of fees and services before your scheduled procedure. You are responsible for all costs for your surgery. If you have insurance that will cover some or all of your expenses, you will need to negotiate payment terms directly with your insurance company. In some cases you will need to pay for your surgery and then be reimbursed directly by your insurance. You are financially responsible to your surgeon for any amount not covered by your insurance plan.
If you believe your procedure is reconstructive or medically necessary and should be covered by your insurance, it is important to receive authorization for surgery from your insurance company before scheduling your procedure. Insurance companies typically require special consideration for such cases, and the patient must establish that the surgery will relieve a physical impairment rather than a cosmetic improvement.